Transfer money online | Western Union UK (2024)

FAQs

How long does Western Union online transfer take? ›

Direct to Bank deposit typically takes between 2 to 5 business days, but could vary, depending on country. Bill Payment may vary depending on the selected speed of delivery or the biller. Mobile Money Transfer (transfer to a receiver's mobile wallet) – generally delivered within minutes*.

Most bank transfers can be processed in minutes² to one banking day. Check the bank transfer service availability by destination. How much does a bank transfer cost with Western Union?

You can carry out the transaction online using a debit card, credit card or bank transfer, and you'll need the US recipient's details too. On the high street: Services such as Moneygram and Western Union have their advantages – but they are not a cheap way to send money from the UK to the US.

Western Union is one of the best known money transfer services on the planet and has a relatively high limit of 50,000 USD per day for verified account holders.

In case your transfer status shows In Progress for more than 48 hours, contact us. Sometimes, we need to confirm a few details before we send your transfer. This is a standard process and sometimes takes longer than usual.

Bank transfers typically arrive in seconds, but they can take up to one working day if the sending bank need to run extra checks. If a payment is taking longer, check that the sender entered the correct account number and sort code. If they were entered incorrectly, the sender can ask their bank to recover the payment.

Location you are sending or receiving from matters

If you're transferring between accounts at the same financial institution, funds may be available immediately. International money transfers typically take between one and five business days, depending on the difference in time zones and exchange rates.

Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

How much does Western Union charge to send $500? ›

Assuming you're sending bank-to-bank, Western Union generally charges between $3.23 and $18.80 to send $500. However, the costs could still be higher if you choose a different sending or receiving method. How much does Western Union charge to send $1,000?

Keep your existing bank account

So, the answer to the question, “can I keep my UK bank account if I move abroad?”, is yes. Keeping your UK bank account open after moving overseas is the first option and there are a couple of reasons why you might choose to do this.

You can send up to 800 GBP per transfer from the United Kingdom if your identity hasn't been verified. After your identity has been verified, you can send up to 4000 GBP every 3 days with your credit card and 50, 000 GBP through your bank. Please note: Only UK residents can send transfers with Western Union.

Send money with confidence

Western Union takes safety seriously. As one of the most reliable and oldest financial services and communications companies in the world, we provide a wide variety of money transfer options to more than 200 countries.

Usually, money is deposited into the receiver's bank account within 1 or 2 working days. Money may be deposited on the same day or in up to 3 working days, depending on when and where it's sent. After you sent the money, ask your receiver to contact their bank or check their bank statement to verify the deposit.

It could be because of the following: We're verifying your identity. We are confirming a few other details. Your bank is reviewing your transfer.

How long it takes for an EFT payment to clear heavily depends on what type of transaction is being performed. Debit card and ATM transactions often clear instantly. ACH transactions typically clear the next day. International transactions might take longer — often two business days.

Both Western Union and your typically US bank will take many days to deliver an international money transfer. However, Western Union offers expedited service that could shave that time down to minutes, depending on where you're sending it.

Money sent through Western Union can be transferred directly to your bank account in 2-5 days, or sent to a mobile wallet within minutes. It is also possible to receive funds in cash at any Western Union location, usually within less than a day of the transfer.