Western Union Digital Banking multi-currency digital banking app

Download the Western Union Digital Banking app and enjoy fee-free² money transfers between users, a free bank account, savings account and other roperks.

Redirect money to a Western Union Digital Banking account

Expecting a money transfer? Earn a 100 RON bonus¹ when you redirect it to Western Union Digital Banking until September 30, 2024.

Just download the Digital Banking app to redirect your incoming money transfer (MTCN) into your Digital Banking account.

You’ll get a 100 RON reward and access to other Digital Banking benefits. It’s a win-win!

If you would still like to pick up your money transfer in cash, you can always do so at your nearest agent location.

Download now

Western Union Digital Banking
is going to transform the way you send, save and spend money.

Banking in multiple currencies and earn interest rate on your savings account.

Instant money transfers to other Western Union Digital Banking account holders for 0 RON transfer fee².

Free Visa Platinum debit card³.

Download now

How to get started?

Sign up to the new Western Union Digital Banking bank account with your existing Western Union login details or create a new account.

Opening a bank account requires ID details and other additional information. It takes only a few steps to submit your Western Union Digital Banking application.

Once your Western Union Digital Banking account is approved, you’re done! Now you will be able to order your Visa Platinum debit card.

All these benefits are available in a single Western Union Digital Banking app.
Find the FAQ’s here.

Tap to pay with Apple Pay or Google Pay™.

Simply add your Visa Debit card to Apple or Google Wallet and enjoy convenient payments with your smart devices.

Tap to pay with Apple Pay or Google Pay™.

Simply add your Visa Debit card to Apple or Google Wallet and enjoy convenient payments with your smart devices.

Add card

Digital banking designed for your needs

Standard
Premium (18,99 RON a month)
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Up to 5 additional currency accounts
Up to 5 additional currency accounts
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See Also
Western Union Digital Banking app | Western Union DE Transfer money online | Western Union UK Receive Money from Abroad or the UK | Western Union UK How to transfer money by bank transfer | Western Union UK
Up to 4 additional goal saving accounts
Up to 4 additional goal saving accounts
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Free Visa Platinum debit card renewals
Free Visa Platinum debit card renewals
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Preferential exchange rates on card transactions
Preferential exchange rates on card transactions
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Preferential fee for debit and credit card top-ups and SOFORT transfers
Preferential fee for debit and credit card top-ups and SOFORT transfers
NEW! 1% intereston saving account balances up to 15 000 RON
NEW! 1% intereston saving account balances up to 15 000 RON
NEW! 2.5% intereston saving account balances up to 15 000 RON
NEW! 2.5% intereston saving account balances up to 15 000 RON
1 free ATM withdrawals per month
1 free ATM withdrawals per month
2 free ATM withdrawals per month
2 free ATM withdrawals per month
Free current bank account
Free current bank account
Free current bank account
Free current bank account
Free savings account
Free savings account
Free savings account
Free savings account
Send and receive money directly from your account
Send and receive money directly from your account
Send and receive money directly from your account
Send and receive money directly from your account
Send money without transfer fees² between Digital Banking users
Send money without transfer fees² between Digital Banking users
Send money without transfer fees² between Digital Banking users
Send money without transfer fees² between Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Free Visa Platinum debit card³
Free Visa Platinum debit card³
Free Visa Platinum debit card³
Free Visa Platinum debit card³
Access to Visa Platinum services
Access to Visa Platinum services
Access to Visa Platinum services
Access to Visa Platinum services
See Also
International money transfer | Western Union UK
Free²domestic bank transfers
Free²domestic bank transfers
Free²domestic bank transfers
Free²domestic bank transfers
Free automatic payments (direct debit)
Free automatic payments (direct debit)
Free automatic payments (direct debit)
Free automatic payments (direct debit)
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card

Standard
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–
–
–
–
–
–
–
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NEW! 1% intereston saving account balances up to 15 000 RON
NEW! 1% intereston saving account balances up to 15 000 RON
1 free ATM withdrawals per month
1 free ATM withdrawals per month
Free current bank account
Free current bank account
Free savings account
Free savings account
Send and receive money directly from your account
Send and receive money directly from your account
Send money without transfer fees² between Digital Banking users
Send money without transfer fees² between Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Free Visa Platinum debit card³
Free Visa Platinum debit card³
Access to Visa Platinum services
Access to Visa Platinum services
Free²domestic bank transfers
Free²domestic bank transfers
Free automatic payments (direct debit)
Free automatic payments (direct debit)
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card
Premium (18,99 RON a month)
Up to 5 additional currency accounts
Up to 5 additional currency accounts
Up to 4 additional goal saving accounts
Up to 4 additional goal saving accounts
Free Visa Platinum debit card renewals
Free Visa Platinum debit card renewals
Preferential exchange rates on card transactions
Preferential exchange rates on card transactions
Preferential fee for debit and credit card top-ups and SOFORT transfers
Preferential fee for debit and credit card top-ups and SOFORT transfers
NEW! 2.5% intereston saving account balances up to 15 000 RON
NEW! 2.5% intereston saving account balances up to 15 000 RON
2 free ATM withdrawals per month
2 free ATM withdrawals per month
Free current bank account
Free current bank account
Free savings account
Free savings account
Send and receive money directly from your account
Send and receive money directly from your account
Send money without transfer fees² between Digital Banking users
Send money without transfer fees² between Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Free Visa Platinum debit card³
Free Visa Platinum debit card³
Access to Visa Platinum services
Access to Visa Platinum services
Free²domestic bank transfers
Free²domestic bank transfers
Free automatic payments (direct debit)
Free automatic payments (direct debit)
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card

Protect yourself from fraud.

We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

Protect yourself from fraud.

We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

Learn more

Download the app and open your Western Union Digital Banking bank account today

Download now

¹ Customer must make a deposit using MTCN Redirect of a transaction which is greater than 200 EURs (or equivalent in other currency). The MTCN redirect is awarded with 100 RON. In total, Western Union Digital Banking account user can receive up to 100 RON max. Limited time offer until September 30, 2024

²There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

³ Free physical Visa Platinum Debit card during after opening an account. Limited to standard shipping only. Limited time offer valid until September 30, 2024.

The above terms and conditions refer to the currently advertised promotions. Other active promotions are available here:https://www.westernunion.com/ro/en/digitalbanking/frequently-asked-questions.html.

Western Union Digital Banking multi-currency digital banking app | Western Union RO (2024)

FAQs

What is the Western Union no ID test question? ›

The "Test Question" feature in the Western Union® Money Transfer service is designed for emergency situations where the receiver does not have proper identification (e.g. his or her wallet and identification have been stolen). It should never be used as additional security to time or delay the payment of a transfer.

Read The Full Story ›

Why won't Western Union approve my transfer? ›

Your transfer may have been canceled due to one of the following: We couldn't confirm your identity from the information you provided. You sent money to a business account instead of a personal account. There were insufficient funds in your bank account, debit card, or credit card.

Learn More Now ›

How do I withdraw money from Western Union app? ›

Use our app to set up cash pickup

Download the Western Union^® app.
Select “Pickup cash” in the menu.
Enter your tracking number (MTCN) from your sender.
Pick up cash at the nearest Western Union agent location.

Show Me More ›

Can Western Union send money to CashApp? ›

Can Western Union put money on Cash App? No, it's not currently possible to use Western Union to make a direct transfer to Cash App. You'll need to send money to your bank account first, then link this account to Cash App.

Explore More ›

What are Western Union test questions? ›

In cases where a 'Test Question' was provided by the sender, the receiver may be required to give the answer when picking up the funds. The 'Test Question' feature is designed for emergency situations where the receiver still needs to provide proper identification.

Find Out More ›

Can you get money from Western Union without an ID? ›

At minimum you must be prepared with your government-issued photo ID, documents that relate to your purpose for using Western Union, proof of the source of the funds, and any additional documents that may provide support for the answers provided on the questionnaire.

See Details ›

Why am I blacklisted on Western Union? ›

You may have entered the wrong bank account information or gone beyond your credit card limit. Western Union may decline your transaction as well. The most common reason for the decline is being unable to prove your identity. Your transaction may be declined if you do not meet Western Union policies and requirements.

Read The Full Story ›

Why can't I send money on the Western Union app? ›

These situations may include, but are not limited to, the below reasons: We are not able to validate that your source of funds supports your money transfer activity. The provided documents do not contain the required information. We couldn't verify the authenticity of the documentation provided.

How long does it take Western Union to verify a transfer? ›

We usually verify your documents within a couple of hours, but it can sometimes take longer. We might reach out to you in case we need additional information.

Discover More Details ›

How can I get money from Western Union without going there? ›

Frequently asked questions about receiving money in the US. Can you receive money online using Western Union? Yes, you can have funds sent directly to your bank account. Your sender just needs to select 'Bank account' when arranging a money transfer.

Explore More ›

What is the maximum withdrawal from Western Union? ›

A maximum of $7,499 USD (US dollars or its equivalent in local currency) can be received per person per transaction or per day. The maximum amount of money paid out may vary according to the agent and the district. The beneficiary must submit the correct Money Transfer Control Number (MTCN).

Learn More ›

Can you transfer money from Western Union app to bank account? ›

The Western Union^® app lets you transfer money to another bank account in just a few taps. 1. If you already have the Western Union^® app, log in with Touch ID or your credentials. If you don't have our app yet, simply download it on the Apple App Store or Google Play Store.

Discover More ›

How much does Western Union charge to send $500? ›

Assuming you're sending bank-to-bank, Western Union generally charges between $3.23 and $18.80 to send $500. However, the costs could still be higher if you choose a different sending or receiving method. How much does Western Union charge to send $1,000?

Keep Reading ›

Can I send myself cash through Western Union? ›

Simply send money to yourself and pick up cash in local currency when you arrive at your destination. Enjoy the freedom of having the money you need, when and where you need it. Conveniently access your cash at our global network of more than 500,000 agent locations.

What is the best app to send money? ›

The 9 best apps for transferring money

PayPal.
Venmo.
Cash App.
Google Pay.
Apple Pay.
Zelle.
Western Union.
Remitly.

Why is Western Union asking for my ID? ›

We do what we can to reduce the risk that your money is given to the wrong person. Western Union requires receivers to provide photo ID as an added way of ensuring they are who they say they are – and although it's not 100% reliable, this simple procedure helps protect your money transfer.

Discover More Details ›

Why does Western Union ask personal questions? ›

We collect personal information when we are required to do so by law and as part of compliance programs, in particular those related to anti-money laundering and preventing criminal and fraudulent activity.

Know More ›

What info does someone need for Western Union? ›

Your government-issued ID. Your credit card²/debit card or bank account information, depending on how you want to pay for your transaction. Your receiver's first and last name as it appears on their ID. Your receiver's bank details⁴ and address, if you are sending to a receiver's bank account.

Find Out More ›

How do I get a Western Union ID? ›

Online identification process

Log in to your Western Union profile. ...
Start a transfer to initiate your verification process.
Enter your personal and payment details. ...
Upload any one of the following valid photo IDs: ...
If requested, upload an image of your credit/debit card.

More items...

Tell Me More ›

Western Union Digital Banking multi-currency digital banking app | Western Union RO (2024)

Download the Western Union Digital Banking app and enjoy fee-free2 money transfers between users, a free bank account, savings account and other roperks.

Redirect money to a Western Union Digital Banking account

How to get started?

FAQs

What is the Western Union no ID test question? ›

What is the maximum withdrawal from Western Union? ›

References

Download the Western Union Digital Banking app and enjoy fee-free² money transfers between users, a free bank account, savings account and other roperks.